Rates current as of: 12/4/18
Rates may change without notice.

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Account Type
Compounding
Interest Rate
APY
INTEREST CHECKING *
Minimum Balance to open = $2,000.00
Balance > zero to earn APY
Fees may reduce earnings

Monthly  .11% .11%

REGULAR SAVINGS *
Balance > zero to earn the APY
Monthly .20% .20%
CHRISTMAS CLUB
Balance > zero to earn APY
Fees may reduce earnings
Annually 2.00% 2.00%
MONEY MARKET SAVINGS *
Minimum balance to open = $2,500.00
Balance $0.01 - $2,499.99
Balance $2,500.00 - $24,999.99
Balance $25,000.00 - $99,999.99
Balance $100,000.00 - $249,999.99
Balance $250,000.00 - $499,999.99
Balance $500,000.00 +


Monthly
Monthly
Monthly
Monthly
Monthly
Monthly
 


.20%
.40%
.50%
.60%
.70%
.80%


.20%
.40%
.50%
.60%
.70%
.80%
HEALTH SAVINGS ACCOUNT (HSA) *
Balance $0.01 - $499.99
Balance $500.00 - $999.99 
Balance $1,000.00 - $1,999.99
Balance $2,000.00 +

Monthly
Monthly
Monthly
Monthly

.00%
.25%
.50%
.75%

.00%
.25%
.50%
.75%

Account Type

Term

Interest Rate

APY
YOUNG SAVERS CERTIFICATE
Minimum balance to open = $300.00
Balance =/> $300.00 to earn APY
Compounded quarterly
Penalty for early withdrawal


12 month
24 month
36 month
48 month
60 month
1.09%
1.27%
1.51%
1.79%
2.00%

1.09%
1.28%
1.52%
1.80%
2.02%
CERTIFICATES OF DEPOSIT (CD) 
AND TRADITIONAL & ROTH IRA



Balance $500.00 - $24,999.99
Minimum balance to open and earn APY for CDs = $500.00
Minimum balance to open and earn APY for
Triple Play and Inflate Your Rate CDs = $3,000.00
Compounded quarterly
Penalty for early withdrawal
"IYR" = Inflate Your Rate
"TP" = Triple Play
91 day CD
182 day CD
12 month
24 month
24 mo "IYR" CD *
36 month
36 mo "TP" CD
48 month
60 month
.64%
.80%
1.09%
1.27%
1.17%
1.51%
1.31%
1.79%
2.00%
.64%
.80%
1.09%
1.28%
1.18%
1.52%
1.32%
1.80%
2.02%
Balance $25,000.00 to $99,999.99
Minimum balance to open and earn APY = $25,000.00
Compounded quarterly
Penalty for early withdrawal
"IYR" = Inflate Your Rate
"TP" = Triple Play


91 day CD
182 day CD
12 month
24 month
24 mo "IYR" CD *
36 month
36 mo "TP" CD
48 month
60 month
.74%
.90%
1.19%
1.37%
1.27%
1.61%
1.34%
1.89%
2.10%
.74%
.90%
1.20%
1.38%
1.28%
1.62%
1.35%
1.90%
2.12%
Balance =/> $100,000.00
Minimum balance to open and earn APY = $100,000.00
Compounded quarterly
Penalty for early withdrawal
"IYR" = Inflate Your Rate
"TP" = Triple Play
91 day CD
182 day CD
12 month
24 month
24 mo "IYR" CD *
36 month
36 mo "TP" CD
48 month
60 month
.84%
1.00%
1.29%
1.47%
1.37%
1.71%
1.51%
1.99%
2.20%
.84%
1.00%
1.30%
1.48%
1.38%
1.72%
1.52%
2.01%
2.22%

APY = Annual Percentage Yield
Rates based on daily balance.
* = These accounts are variable rate accounts and are subject to change without notice.