Rates current as of: 08/13/2021
Rates may change without notice.

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Account Type
Compounding
Interest Rate
APY
INTEREST CHECKING *
Minimum Balance to open = $2,000.00
Balance > zero to earn APY
Fees may reduce earnings

Monthly  .05% .05%

REGULAR SAVINGS *
Balance > zero to earn the APY
Monthly .10% .10%
CHRISTMAS CLUB
Balance > zero to earn APY
Fees may reduce earnings
Annually 2.00% 2.00%
MONEY MARKET SAVINGS *
Minimum balance to open = $2,500.00
Balance $0.01 - $2,499.99
Balance $2,500.00 - $24,999.99
Balance $25,000.00 - $99,999.99
Balance $100,000.00 - $249,999.99
Balance $250,000.00 - $499,999.99
Balance $500,000.00 +


Monthly
Monthly
Monthly
Monthly
Monthly
Monthly



.10%
.16%
.20%
.30%
.40%
.50%


.10%
.16%
.20%
.30%
.40%
.50%
HEALTH SAVINGS ACCOUNT (HSA) *
Balance $0.01 - $499.99
Balance $500.00 - $999.99 
Balance $1,000.00 - $1,999.99
Balance $2,000.00 +

Monthly
Monthly
Monthly
Monthly

.00%
.15%
.40%
.65%

.00%
.15%
.40%
.65%

Account Type

Term

Interest Rate

APY
YOUNG SAVERS CERTIFICATE
Minimum balance to open = $300.00
Balance =/> $300.00 to earn APY
Compounded quarterly
Penalty for early withdrawal


12 month
24 month
36 month
48 month
60 month
.35%
.42%
.51%
.55%
.62%

.35%
.42%
.51%
.65%
.62%
CERTIFICATES OF DEPOSIT (CD) 
AND TRADITIONAL & ROTH IRA
 
Some are CD Only and will be indicated
by CD after the term.



Balance $500.00 - $24,999.99
Minimum balance to open and earn APY for CDs = $500.00
Minimum balance to open and earn APY for
Triple Play and Inflate Your Rate CDs = $3,000.00
Compounded quarterly
Penalty for early withdrawal
"IYR" = Inflate Your Rate
"TP" = Triple Play
91 day CD
182 day CD
12 month
24 month
24 mo "IYR" CD*
36 month
36 mo "TP" CD
48 month
60 month
.15%
.20%
.35%
.42%
.32%
.51%
.31%
.55%
.62%
.15%
.20%
.35%
.42%
.32%
.51%
.31%
.55%
.62%
Balance $25,000.00 to $99,999.99
Minimum balance to open and earn APY = $25,000.00
Compounded quarterly
Penalty for early withdrawal
"IYR" = Inflate Your Rate
"TP" = Triple Play


91 day CD 
182 day CD
12 month
24 month
24 mo "IYR" CD*
36 month
36 mo "TP" CD
48 month
60 month
.25%
.30%
.45%
.52%
.42%
.61%
.41%
.65%
.72%
.25%
.30%
.45%
.52%
.42%
.61%
.41%
.65%
.72%
Balance =/> $100,000.00
Minimum balance to open and earn APY = $100,000.00
Compounded quarterly
Penalty for early withdrawal
"IYR" = Inflate Your Rate
"TP" = Triple Play
91 day CD 
182 day CD 
12 month
24 month
24 mo "IYR" CD*
36 month
36 mo "TP" CD 
48 month
60 month
.35%
.40%
.55%
.62%
.52%
.71%
.51%
.75%
.82%
.35%
.40%
.55%
.62%
.52%
.71%
.51%
.75%
.82%

APY = Annual Percentage Yield
Rates based on daily balance.
* = These accounts are variable rate accounts and are subject to change without notice.